You may feel compelled to do home repairs before your FEMA application is approved. If this is the case, it is important that you save receipts for all repairs done to your home. This will help in the event FEMA agrees to reimburse you.
After natural disasters such as hurricanes, tornadoes, and floods, excess moisture and standing water contribute to the growth of mold in homes and other buildings.
Be aware that mold may be present and may be a health risk for your family, if your home has water damage due to:
• Sewage back-up,
• Plumbing or roof leaks,
• Damp basements or crawl space,
• Overflows from sinks or bathtub, or
• High humidity: steam cooking, dryer vents, humidifiers.
The U.S. Environmental Protection Agency website contains information on mold cleanup and remediation in homes, schools and other large commercial buildings.
The Centers for Disease Control and Prevention website includes general background information about mold health hazards and mold safety recommendations.
While flood insurance may be purchased through private companies, FEMA also offers flood insurance at Catalog of Federal Disaster Assistance (CFDA) numbers are provided to help you find additional information on the CFDA website. Flood insurance is widely recommended to anyone living in the Gulf Coast area, even if they aren’t in a flood plain.
National Flood Insurance Program
(CDFA Number: 97.022)
Enables property owners in participating communities to purchase insurance as a protection against flood losses in exchange for State and community floodplain management regulations that reduce future flood damages.